Debt Consolidation

Juggling debts can be tricky, but you can save on fees and reduce interest by consolidating your debt.

No Security Needed

With ARMI Finance get unsecured personal loan with flexibility of no required security. No problem.

Pay Early No Fee

Repay as much as you like. Pay off the balance early and you will not be charged any extra fees or penalties.

Competitive Rates

Low interest rate personal loans help you keep your ongoing costs low and your repayments manageable.

Personal loan for all things

There is now no better time to get those extra finances for that dream holiday, the home renovations you’ve always wanted, medical expenses or just to consolidate your debts at more competitive interest rates. Call us on 1300 123 899.

Consolidate your debt

Whether you are looking to consolidate credit cards, another personal loan, other debts or a combination, we can help you find a solution. Pay just one repayment weekly, fortnightly or monthly on your payday or a day that suits you.

Home Renovations

If you have minor renovations that need to be completed a personal loan can be a good option or rather than packing up and moving into new places, you can renovate your current home to meet your needs and avoid compromising on location.

Medical Expenses

If you are faced with unexpected medical expenses, our medical finance is the easier more affordable way to help you manage the cost of your healthcare. Our competitive interest rate medical loans mean you can secure the medical finance you need, whether it’s a health essential or a lifestyle luxury you need to pay for, and ensure your medical expenses are covered without question.

Vehicle & Motor Finance

Whether you simply need a bigger and better car, your current car has decided it’s ready for retirement, or even if you’re looking to buy a boat or another type of vehicle, with vehicle financing, you can use your capital however you need to.

Travel Loans

With travel loans tailored specifically to your personal situation, you can take that once in a lifetime trip, visit your family elsewhere in Australia or abroad, or introduce your kids to the joy of travel. Make those dreams a reality and contact us today to make it happen for you.

We're ready to help you

To send your interest, simply complete the form below so we can call and help you apply. Otherwise, click the "Call" button on your right and let us do the hard work. Talking to us makes it easier and more convenient than entering your details online.

Apply Now

Eligibility Criteria

  • Be an Australian citizen or permanent resident (457 Visa Applicants excluded)
  • Be 18 years or older
  • Be employed: Full time, part-time, self-employed or casual (casual tenure must be greater than six months)
  • Have no unpaid defaults
  • Not be bankrupt or have a court judgement
  • Centrelink can be used as a secondary income in conjunction with PAYG income
  • You must have two acceptable forms of identification (passport, Medicare, driver’s license, proof of address)

Let us call you

Motor Vehicle FinanceDebt ConsolidationWeddingTravelHome ImprovementsMedical and DentalOther

While you wait, have these documents ready

To ensure a smooth and speedy process it will come in handy to have some documentation ready:

  • Front and back of your ID that you have used in your application
  • Proof of your employment and income
  • Details of any amounts owing, including other loans, credit/store cards and overdrafts
  • Proof of address
  • Details of your rent and/or mortgage payments
  • Your Australian-based personal loan advisor will let you know what exact documentation you need to provide


ARMI Finance provides a range of unsecured personal loans designed specifically to meet the needs of our customers. If you have any questions about our Personal Loan and Finance, please click the "Questions?" button on your right.

We are fully accredited

To protect our clients interest, we are a proud member of Finance Broker Association of Australia (FBAA) and authorized by the Australian Securities and Investments Commission (ASIC) to provide credit assistance. Our Australian Credit Licence number is 388 999. We are also a member of Credit Ombudsman Service (COSL) and by being a member of COSL, ARMI Finance is committed to providing high standards of service and professionalism to clients.